Needs Analysis
We begin by understanding your priorities, concerns, and the financial decisions ahead.
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Your Future Deserves a Plan. And a Partner.Retirement is about more than reaching a certain age or accumulating a certain amount of money. It’s about having the confidence to enjoy the life you’ve worked hard to build. At The Nest Financial, we help individuals and families prepare for retirement, manage their investments, and develop strategies designed to protect and preserve their wealth. We combine experienced financial guidance with personalized relationships, helping our clients navigate life’s important financial decisions with clarity and confidence. Locally Owned. Community Focused. Invested in Your Future.
Led by Layne Ragsdale, CFP®, and Michael Bardwell, The Nest Financial brings together more than two decades of financial services experience, professional financial planning expertise, and a commitment to serving clients for generations to come.
Our multigenerational team approach combines the experience of an established CERTIFIED FINANCIAL PLANNER® professional with a long-term vision for the future of the firm.
We believe your financial future deserves more than an investment portfolio. It deserves a thoughtful strategy and a trusted relationship.
Our goal
We begin by understanding your priorities, concerns, and the financial decisions ahead.
We review the financial resources, accounts, and investments that support your overall picture.
We develop a thoughtful strategy designed around your circumstances and long-term direction.
We help turn your priorities into focused, actionable financial goals for the future.
Our services are designed to help you make informed decisions today while preparing for the opportunities and challenges of tomorrow.
Learn MoreAt The Nest Financial, we believe the best financial advice begins with understanding the people behind the numbers.
Learn MoreTaking this quiz may help increase understanding of estate planning.
These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.
This article provides an overview of rules, options, and strategies for taking required minimum distributions (RMDs).
With SMAs, investors have the flexibility to fine-tune their asset allocations for their own unique circumstances and better manage their tax liability.
How Long Will It Take to Pay my Balance?
How Long Will Your Funds Last?
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
This calculator is designed to help you attach a dollar figure to your life’s work.